Ershad Ullah's Posts
As we approach the end of the 2025 financial year, tax planning is once again front of mind for Australian small business owners. With the re-elected Labor government settling into power, the 2025 Federal Budget is expected to bring stability rather than sweeping tax reforms—offering business owners a relatively predictable landscape to work with. May is […]
As June 2025 draws near, property investors are facing a very different landscape compared to this time last year. Inflation has cooled—dropping to 2.4%—and the Reserve Bank is now leaning towards interest rate cuts to stimulate the economy. Meanwhile, global events like Donald Trump’s reintroduction of tariffs are starting to hit home, with Australia expected […]
A step-by-step guide to setting up your trust and securing finance for your next property purchase. Introduction In recent years, we’ve noticed a strong shift: more and more Australians are using trust structures—particularly family trusts and discretionary trusts—to purchase investment properties. Despite this trend, a lot of property investors still feel unsure about how to set up a trust […]
As the 2025 federal election approaches, housing has emerged as one of the most fiercely debated battlegrounds. It’s no surprise—after years of rising rents, limited supply, and frustrated first home buyers, the public is demanding bold action. And this time, both major parties are stepping up with very different visions. But behind the headlines and […]
Fringe Benefits Tax (FBT) year, which ended on 31 March. With FBT returns due by mid-May, many are reflecting on whether they’re even in scope. The common sentiment? “FBT is only for large corporations.” Unfortunately, that couldn’t be further from the truth. The Australian Taxation Office (ATO) has ramped up its compliance activities, backed by renewed […]
The 2025–26 Federal Budget delivered on 25 March 2025 includes several measures aimed at easing cost-of-living pressures, improving housing access, and reforming elements of the tax system. Below, we summarise the key updates that are most relevant to our clients, including individual taxpayers, property investors, and small businesses. 1. Personal Income Tax Cuts The government […]
Introduction Each year, new and existing SMSF trustees face uncertainty about what renovations can and cannot be done on a Self-Managed Superannuation Fund (SMSF) property under a Limited Recourse Borrowing Arrangement (LRBA). Many looks for reliable resources to navigate these complexities, ensuring they remain compliant while optimising their property investments. With ongoing changes in market […]
Even in 2025, many business owners still hold misconceptions about asset protection. Some believe it’s only necessary for the ultra-wealthy, while others assume it applies only to high-risk industries. In reality, asset protection is crucial for all business owners—regardless of their industry or size of the business. Failing to safeguard your assets can leave you […]
It may feel like yet another tax from the Victorian Government, but the Vacant Residential Land Tax (VRLT) has been in place since 2018. This tax applies as an additional levy on properties that remain vacant for more than six months in a year. VRLT is separate from land tax and distinct from both the absentee owner surcharge* and the federal annual vacancy fee*. […]