Ershad Ullah's Posts
2025 seems to be the year of entrepreneurs. Over the past few months, we’ve seen a surge in clients taking the leap into small business ownership—whether it’s opening a coffee shop, running a grocery store, launching environmental building inspections, establishing medical practices, or setting up a paint shop. The queries we’ve received from both new […]
According to a publication by the Reserve Bank of Australia, approximately 40% of fixed-rate loans that were outstanding in early 2022 are expected to expire by the end of 2023, with an additional 20% set to conclude by the end of 2024[1]. This looming expiration presents both challenges and opportunities for Australian homeowners. CoreLogic Australia […]
It’s been a while since we last wrote about the 6-year Capital Gains Tax (CGT) exemption rule, but lately, it’s come up more than ever. Many of our prospective clients—especially property investors—ask about this rule during their initial conversations with us. We usually follow up by sending them some light reading material or FAQs to explain […]
A lot of people ask us whether using a bucket company to minimise tax is legal. In today’s complex tax environment, Australians are facing tax obligations on multiple fronts—from local levies to federal income tax—and it’s no surprise that business owners and property investors alike are actively exploring legitimate strategies to reduce their tax burden. Traditionally, the bucket company strategy was a closely […]
Each year, thousands of Australian taxpayers rush to lodge their tax returns in the first two weeks of July, eager to access their refunds. However, this approach often backfires. In 2025, the Australian Taxation Office (ATO) is once again urging taxpayers to avoid lodging too early. Rushing to lodge before critical income details are pre-filled […]
Tax laws are constantly evolving — driven by High Court rulings, changes in ATO guidance, and updates in the Federal Budget. For business owners and small business operators, staying informed isn’t just smart — it’s essential. Every shift in legislation can impact your tax obligations, business structure, and financial strategy. As we begin the 2025 financial year, now […]
Let’s face it—buying your first home in 2025 can feel overwhelming. With interest rates, inflation, and property prices still climbing in many areas, it’s easy to think home ownership is out of reach. But here’s the good news: you don’t have to do it alone. Whether you’re aiming to buy your first home, a new […]
Doubt is one of humanity’s oldest emotions. We question every major decision—especially when it involves our hard-earned money. And when it comes to property investment, the first thing we often do is look for someone who’s done it before. But here’s the catch: if you speak to someone who failed in property investment, they’ll probably […]
Bare Trusts play a crucial role when purchasing property through a Self-Managed Super Fund (SMSF), especially when borrowing is involved. Many investors find the concept of a Bare Trust confusing, as it differs significantly from a discretionary or family trust in both purpose and structure. This structure has become essential for investors looking to use their […]