Starting your investment journey, whether as an employee or a business owner, requires careful consideration of two critical aspects: tax planning and asset protection. These are not just checkboxes on a list; they are foundational pillars that seasoned investors prioritise from the outset. The goal is not merely to accumulate assets but to do so in a way that ensures their longevity and protection.

Asset protection is all about creating a secure environment for your investments. It’s the practice of arranging your assets in a way that minimizes the risk of loss, whether through legal challenges, business debts, or other financial liabilities. The essence of asset protection lies in the foresight to anticipate potential risks and to structure your investments in a way that those risks are mitigated before they can even arise.