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Ershad Ullah

Email: [email protected]

Total Posts: 176

Ershad is a seasoned certified accountant with a rich 18-year background in supporting small to medium businesses, including import & export businesses, large real estate and mortgage broking firms, IT companies, franchises with more than 10 outlets, multiple coffee shops, and property investors with portfolios ranging from single properties to as many as 40. His expertise extends from business and property purchase advice to capital gains and small business CGT concessions. Ershad is well-known for his deep understanding of business and investment structures, including Companies, Trusts, Joint Ventures, and SMSFs. His expertise has led to many published articles and recognition as a finalist in the 2019 Accountants Daily Magazine's New Accounting Partner Of The Year Award, further showcasing his respected status as an accomplished accountant and writer in Your Investment Property Magazine.

Ershad Ullah's Posts

2024 Tax Planning Guide for Business Owners

As June 2024 draws near, small business owners find themselves navigating a landscape marked by economic challenges and opportunities. In the face of rising inflation and continuous interest rate hikes, many Australian businesses are feeling the strain on their cash flow and financial stability. The Reserve Bank’s efforts to curb inflation have resulted in higher […]

2024 Tax Planning Toolkits for Property Investors

As June 2024 approaches, property investors face a unique set of challenges and opportunities in the Australian real estate market. With inflation on the rise and interest rates remaining high due to the Reserve Bank’s ongoing measures to control economic pressures, investors are feeling the financial pinch more than ever. These economic conditions have led […]

Maximising Tax Deductions: A Comprehensive Guide to Interest and Borrowing Expenses for Investment Properties

As we approach the end of the financial year, it’s the perfect time to remind everyone of what the tax office expects from taxpayers with investment properties. Navigating the myriad rules and regulations surrounding investment property tax claims can be daunting, and misunderstandings can easily lead to costly mistakes. Whether you use a tax agent […]

Federal Budget 2024

Federal Budget 2024 The Treasurer handed down the 2024 Federal Budget on Tuesday 14 May 2024, promising to reduce household expenses for regular Australians, contributing to a projected 0.75% decline in inflation. At this stage, Australians are primarily concerned with what the government is doing to normalize the cost of living and reduce grocery bills. […]

Is my investment property worth keeping?

Every time we face financial hardships, we confront the age-old question: Should I sell my investment property? Is it worth keeping the investment property amid all the pressure of rising costs and inflation? As retail interest rates surpass the 6% mark among Australia’s major lenders, many investors are now questioning the viability of holding onto […]

Owner Occupied vs Investment Loan: Is Owner-Occupied Loan Tax Deductible?

Owner Occupied vs Investment Loan: Last week, we explored the nuances of offset accounts versus redraw facilities, sparking an impressive level of engagement from our readers. The overwhelming response highlighted a keen interest in further exposing aspects of property financing. Many of you expressed a desire for a similar deep dive into the distinctions between […]

7 Reasons to Have a Corporate Trustee for Your SMSF

Are you contemplating whether to appoint a company as the Corporate trustee for your Self-Managed Super Fund (SMSF), or to serve as an individual trustee yourself? This decision is more than just administrative; it shapes the foundation of your fund’s future, impacting everything from succession planning to legal liability. Navigating this choice requires a clear […]

Offset vs Redraw: Avoid Tax Deduction Mistakes.

Offset vs Redraw & Tax Deduction Mistakes: I’m in the process of buying a new home and plan to use funds from my existing offset account to cover the deposit, stamp duty, and legal fees. Can I claim the interest on this withdrawal as a tax deduction? Should I use the offset account or the […]

Capital Gains Tax for Self-Managed Superfunds (SMSF): From Significant Discounts to Zero Tax in Retirement

Imagine a future where your retirement isn’t just secure but thriving. Where your financial savvy today blossoms into a comfortable, even luxurious tomorrow. This isn’t just a daydream for the fortunate few; it’s a tangible future you can build with the strategic use of Self-Managed Super Funds (SMSFs). Using your Superfund wisely can lead to […]