Ershad Ullah's Posts
How the Post-Budget Reversal Restored the Ultimate Safe Haven for Family Investors Under the New Trust Tax Rules The Federal Budget’s trust crackdown landed like a sledgehammer for everyone from new investors to high-net-worth families. To many Australians, it almost felt like creating any form of discretionary trust—including a testamentary discretionary trust—had suddenly become a […]
The sweeping Capital Gains Tax (CGT) reforms announced in the latest Federal Budget sent shockwaves through Australia’s investment and business communities. With the traditional 50% CGT discount being removed for many asset classes from 1 July 2027 and replaced by a new indexation framework, countless business owners immediately began questioning how the changes would affect […]
Over the last few weeks, our teams at Investax in Sydney and Camden Professionals in Perth have been absolutely slammed with enquiries about the new Capital Gains Tax changes. It feels like every second phone call or email is from a client panicking about the future of their portfolio. With so many different dates, transition […]
If you have turned on the TV or scrolled through social media over the last few weeks, you would be forgiven for thinking the latest Federal Budget was solely an attack on property investors. But behind the smoke and mirrors of the real estate debate lies a far more sweeping, multi-billion-dollar tax shift that has […]
The 2026-27 Federal Budget has introduced a “two-tier” property market. For the first time in Australian history, the tax treatment of a property is determined not just by its income, but by its age and the date on its contract. The cornerstone of this reform is “Quarantining”—a word every property investor needs to understand before […]
While the 2026-27 Federal Budget introduced significant changes for individual taxpayers, the most complex technical updates are reserved for those operating through private structures. For business owners and families utilizing discretionary trusts, the budget papers delivered a clear message: the era of flexible income splitting is transitioning into a new period of strict integrity and […]
The 2026-27 Federal Budget Summary reveals the most significant structural changes to the Australian tax system in twenty-five years. These reforms establish critical new “lines in the sand” for property investors, small business owners, and individual taxpayers. With major negative gearing changes 2026 affecting established dwellings and the introduction of CGT indexation Australia 2027, understanding […]
Managing a discretionary trust in 2026 offers significant flexibility, but only if you meet the strict 30 June deadline for trustee resolutions. Failing to document who is “presently entitled” to trust income by year-end can result in the ATO assessing the trustee at the top marginal tax rate of 45%. These days, many savvy Australian […]
The debate is over. On March 13, 2026, the Division 296 legislation officially became law. Starting July 1, 2026, individuals with a Total Superannuation Balance (TSB) exceeding $3 million will face an additional 15% tax on their “proportionate earnings.” For those with balances over $10 million, the extra rate climbs to 25%. While the tax […]