Defy Gunadi's Posts
Lodging a tax return is not just a financial task—it’s a legal responsibility for all Australian residents for tax purposes. The Australian Taxation Office (ATO) closely monitors tax return lodgements and, in recent years, has become increasingly impatient with late lodgers—especially repeat offenders. We understand that lodging a tax return is often the last thing […]
In early 2025, the Reserve Bank of Australia (RBA) made its first interest rate cut after years of record-high rates—offering much-needed relief to investors and borrowers. With the potential for further rate cuts across the next three quarters, many Australians are now exploring refinancing options to secure a better deal from their lender. Refinancing a property can […]
Introduction There is often confusion around what renovations and improvements can be made to commercial properties owned within a Self-Managed Superannuation Fund (SMSF) under a Limited Recourse Borrowing Arrangement (LRBA). Over the years, Investax has received numerous queries from clients seeking clarity on how they can enhance their commercial property investments without breaching superannuation rules. […]
Employee Share Schemes (ESS) are a great way for companies to reward their staff. By giving employees shares or the option to buy them at a discount, businesses help their workers feel like part-owners, making them more motivated and committed to the company’s success. It’s an exciting opportunity, but many employees don’t realise that these […]
One of the most common questions we get asked is: Should I pay cash, opt for a hire purchase, or go with a novated lease? The decision can significantly impact your tax savings, cash flow, and overall financial strategy. To settle this debate once and for all, we’ve created a clear, easy-to-understand comparison table to […]
So, you’ve established your Self-Managed Super Fund (SMSF), just like millions of Australians, and you’re ready to take control of your retirement investments. When the Limited Recourse Borrowing Arrangement (LRBA) was introduced, many people set up Self-Managed Super Funds (SMSFs) mainly to invest in property. Today, SMSFs own more than $140 billion worth of residential and commercial properties across Australia. One […]
I thought we had covered blockchain and cryptocurrency taxation extensively in our articles—until one of our junior accountants pointed out a growing trend among our clients. More investors than ever are actively purchasing cryptocurrencies, and with the rapid evolution of blockchain technology in 2025, many are seeking clarity on the tax consequences of their digital […]
Are you a doctor, IT consultant, Engineer or professional operating through an interposed entity such as a company or trust, often referred to as a service entity, that receives income from your employer? If so, this article is a must-read to help you understand the latest ATO alert and avoid falling foul of Part IVA. […]
With the 2024 Melbourne Cup behind us, it’s time to prepare for the next major celebration: the Christmas party. As we head into the holiday season and wrap up end-of-year business activities, it’s essential for business owners to consider the Fringe Benefits Tax (FBT) implications for the 2025 FBT year. This applies not only to […]