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Should I have joint appointor or independent appointor?

Usually, Appointors are considered as a team, called joint appointors, unless we’re told otherwise. With joint appointors, if one person, let’s say Husband, is no longer there, the other person, in this case, Wife, takes over everything related to the trust. It’s like a last-person-standing situation where the surviving appointor becomes the boss of the trust.
In some trusts, there’s a special person called the independent appointor; This person is often an accountant or legal representative. They work alongside two other appointors, who make decisions together. However, once both regular appointors pass away, the independent appointor also steps down from their role.
This rule is in place to make sure that the accountant (or any other independentappointor) and their family don’t end up having complete control over the trust.

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